Planning for your financial security is analogous to embarking on a long journey. If you plan wisely, the experience can be delightful and gratifying. If you don’t plan, or don’t plan thoroughly, it can be disastrous. Planning wisely for your future financial needs can help avoid obstacles and minimize complications caused by unforeseen circumstances.
Murphy & Sylvest assists clients in multiple areas:
Personal Financial Planning
Young Professionals & Military
We understand that young professionals, active military, and veterans have unique financial planning needs. Young professionals have long term goals which require them to plan as early as possible to ensure they have sufficient resources to meet these goals over the course of their lifetime. Additionally, service members and veterans have unique needs because they have options that are not available to civilians.
We all have financial goals but may not have any idea how to make them happen. Our planning processes help young professionals and military veterans navigate through the changes in their personal and financial lives. Young professionals need to start planning early for retirement, home purchases, marriage, children, potential career changes, and furthering their education goals. Military personnel need to understand their military benefits and financial needs while in the service and prepare for ultimately transitioning to life as a civilian and the different benefits available to them as veterans. We educate our clients throughout their lives on how changes in their households may impact their ability to achieve their financial goals.
Resources for Veterans:
The environment for women is changing when it comes to planning for financial needs. Our financial planning processes work for the unique challenges of women who are single, married, or managing single parent households. Women have many concerns managing their careers, managing their families, and managing their futures. Women often work hard for others and forget to take care of their own needs. We, at Murphy & Sylvest, help you plan for your needs and security through your changing lives which may include marriage, divorce, parenting, career change, and retirement.
Families & Small Businesses
Many people have financial goals like buying a home, saving for college, and planning for retirement, but often don’t know how to make that happen. We work to help you understand, prioritize, and achieve your goals. In addition, our processes add value for small business owners who already work long hours and need to manage cash flows and plan for growth, expansion and eventual succession.
We assist families and small businesses meet their goals whether they are educating their children, purchasing a home, planning for retirement, or planning for business sustainability and long term growth. Our comprehensive financial planning process helps you prioritize your goals so that long term they can all be reached.
The life cycle of a business extends from the first year of operation through the time of sale or transfer. Our advisors at Murphy & Sylvest will work with you to select strategies designed to leverage your business to help meet your personal and business financial goals. These strategies may include:
- Succession Planning
- Selecting Fringe Benefits
- Key Employee Retention
- Overhead Expense Protection
- Build Out
- Realizing optimum value from your business
Financial planning takes on a critical role for business owners because most of them are responsible for their own retirement plans. Executives face unique wealth challenges and a limited amount of time to manage those challenges. We can deliver a cross-section of specialized solutions for both Business Owners and Executives.